Subject
People who study "Credit institutions, credit instruments, consumer credit, bankruptcy" investigate Credit (from Latin credit, "(he/she/it) believes") is the trust which allows one party to provide money or resources to another party wherein the second party does not reimburse the first party immediately (thereby generating a debt), but promises either to repay or return those resources (or other materials of equal value) at a later date.
The resources provided may be financial (e.g. granting a loan), or they may consist of goods or services (e.g. consumer credit). Credit encompasses any form of deferred payment. Credit is extended by a creditor, also known as a lender, to a debtor, also known as a borrower is some of the cause to investigate "Credit institutions, credit instruments, consumer credit, bankruptcy".
O'Sullivan, Arthur; Sheffrin, Steven M are a few specialists of "Credit institutions, credit instruments, consumer credit, bankruptcy".
Some subfields in "Credit institutions, credit instruments, consumer credit, bankruptcy" include Trade credit, Consumer credit, Etymology.
"Finance" is the allocation (investment) of assets and liabilities over space and time, often under conditions of risk or uncertainty. Several topics in "Finance" include Personal finance, Corporate...
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